 We
Do Business in Accordance With the Federal Fair Housing Law and the
Equal Credit Opportunity Act.
Last modified:
10/24/08
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Services
Savings
Accounts Checking Accounts
MasterCard & Loans Other Services
Savings
Accounts
| Type of Account |
Rate |
Annual Percentage Yield
(APY) |
Minimum Balance
Requirements |
| Regular Shares*** |
1.25% |
1.26 |
$25.00 |
| Super Shares*** |
2.40% |
2.43 |
$2,500.00 |
| Individual Retirement Accounts (IRA's)** |
3.40% |
3.30 |
$25.00 |
| Christmas Club¹*** |
1.25% |
1.26 |
$25.00 |
|
¹Checks automatically disbursed on
November 1st of each year. |
| Term Share Certificates - 6 months² |
2.75% |
Not compounded - Available
Monthly |
$10,000.00 |
| Term Share Certificates - 12 months² |
3.25% |
Not compounded - Available
Monthly |
$10,000.00 |
| ²Penalty will be
imposed for early withdrawal. |
| ***These accounts have no limitations on
withdrawals or deposits. |
| **Dividends figured daily and compounded
monthly. |
|
Savings accounts are federally insured up to $250,000. Generally, if a member has more than one
account, these are added together and insured up to $250,000. An exception to this is an IRA, which is
insured separately up to $250,000. |
|
**Rates effective 07-21-08 and are subject to change without notification. |
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Checking
Accounts
| Type of Account |
Rate |
Annual Percentage Yield
(APY) |
Minimum Balance
Requirements |
| Bronze Account |
Non-Interest Bearing |
None |
| Silver Account¹** |
1.25% |
1.26 |
$500.00 |
| Gold Account¹** |
1.50% |
1.51 |
$2,500.00 |
| ¹Subject to $5.00 penalty for
falling below minimum balance. |
|
**Dividends figured daily and compounded
monthly. |
|
Fee Schedule |
|
**Rates effective
04-01-05 and are subject to change without notification. |
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MasterCards & Loans:
| MasterCards |
No annual fee. 9.9 annual percentage
rate. No interest charged if paid in full within
the 25-day grace period. Six-month employment required.
Application |
| Loans |
New and used cars, boats, RV's, and motorcycles. Furniture, computer, and signature loans.
Share secured and Term Share Certificate secured loans. Real estate and home improvement loans.
See rates for current loan rates.
Application |
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Other Services We Provide:
Online account access through Branch 24/7
Single Credit Life or Joint Credit Life (restrictions
may apply)
Temporary disability insurance available for loans (restrictions may apply).
Direct Deposits
Payroll Deductions
Free Notary Services
MasterCard Gift Cards ($3.95 per card any denomination)
Teller Checks
Discount Six Flags, Fiesta Texas, and Hurricane Harbor Tickets Available.
No Charge Traveler Cheques for 1 available. (Fee applies for Cheques for
2)
New and Used Car, RV, and Boat Guides Available.
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